This calculator will give you an estimate of the dollar value of property we may qualify you for based on your income. This is only an estimate, of course. When you communicate with our loan officer, a more concrete quote will be furnished to you. Also, please bear in mind that this calculator uses the conventional mortgage guidelines which allow you to spend up to 28% of your gross monthly income on housing expense ("PITI") and 36% for total of PITI and other credit debt. Numerous other mortgages have higher limits.